you came to the right place!
We will help you Make the Dream a Reality.
IT'S OUR MISSION
We believe people don't come to us by chance or accident. Because of this, we also believe that It is our mission to serve and assist these families and individuals in securing the most favorable mortgage terms and the best rates possible according to their unique financial situations.
Our ultimate goal is to provide them with the security and peace of mind that comes from living in a home they love with a mortgage that fits comfortably within their budget.
We’ve helped hundreds of families with their home loans and real estate needs. Our greatest sense of accomplishment and joy comes from having the chance to be part of one of the biggest financial decisions people make in their lives.
MOST FREQUENTLY ASKED QUESTIONS
With us you have more loan choices than any individual bank can offer. Since we partner with a great variety of lenders, we can offer you rates based on your specific situation and only after comparing what is being offered by all lenders in our network. Besides, when you go to a bank they present you with their retail rates, which can be higher than the rates the LoanHouz offers, because we have access to the banks wholesale rates.
We help families to finance their homes and investment properties. And since we understand that home ownership is just one aspect and the result of good financial management and habits, we also assist individuals and families with personal finance education and help causes and programs that promotes financial literacy for families and communities. And lastly, we help business owners and entrepreneurs to finance commercial properties for their business.
With one easy application, you get our bank and non-bank partners competing for your business with a huge variety of mortgage loan programs. We do the shopping and comparison for you and let you decide on the options you like best.
We serve families with dedicated and personal mortgage services in the Tampa Bay area, Sarasota, Orlando, and Miami. We also serve families in many countries helping them to realize the dream of owning a home in the United States,
WHAT'S YOUR NEXT STEP?
GET PRE-QUALIFIED AND PRE-APPROVED:
Whether you're just beginning your search for homes online or you're further along in the home buying process and want to be ready to make a strong offer on a home you love, being pre-qualified or pre-approved is a must.
Be ready to make an offer as soon as you find a home you love. They’ll guide your home search by helping you to save time and frustration as you focus on homes you can afford. When the time comes, they can also help you decide how much to offer and show the seller that you’re a serious buyer.
WHAT'S THE DIFFERENCE?
PRE-QUALIFICATION:
- Prequalification is an initial assessment based on information you provide. No credit check or income verification.
- It's quick and gives you an estimate of how much home you can afford and the mortgage program that best meets your needs.
Prequalification is ideal for:
- Getting an informal estimate of what you can afford.
- Helps a Real estate agent know you are serious and can focus your home search.
- Understanding your loan options
know exactly what you afford before you search for homes
PRE-APPROVAL:
- Pre-approval is a more rigorous process where the lender verifies your financial information and creditworthiness.
- Sellers will view a pre-approval letter as more reliable compared to a pre-qualification letter because it's based on information that has been fully verified by a lender.
Preapproval is ideal for:
- knowing you’re ready to buy a home and you want to make a qualified offer immediately.
- Knowing exactly the type of mortgage loan, the terms, and interest rate you will have.
Be ready to make an offer as soon as you find a home you love.
Have Questions? Expert Advice is Always at your fingertips:
